At Meramec Valley Bank, we do everything we can to protect the privacy of our customers and consumers. We value your time and interest in our organization. We place a high priority on ensuring the security and privacy of data pertaining to each customer and consumer. Meramec Valley Bank is aware that as customers, you have entrusted us with your financial information and accounts, and also have shared personal information with us. For this reason, we have created privacy principles in order to ensure that your privacy is maintained. We do not sell our customers' information.

Meramec Valley Bank's Consumer Data
Protection and Privacy Practices

Meramec Valley Bank's Board of Directors and staff believes it is important to inform you of the data protection and privacy practices that we have instituted, which include:

  1. Ensured our staff is committed to protect a consumer's right to data privacy
  2. Established security protection practices to ensure privacy of information
  3. Defined methods to limit access to consumer information
  4. Established procedures to ensure the maintenance of accurate information
  5. Established procedures on disclosure of customer account information
  6. Defined standards for consumer data collection, use, and methods of storage
  7. Required privacy covenants in third-party service arrangements

To ensure that we successfully accomplish these priority practices, as an organization we have:

  • Established formal guidelines for management and staff to ensure that protection of consumer data and staff awareness of data privacy are top priorities
  • Developed and provided to potential and existing customers a detailed notice about our data protection and privacy policy and practices
  • Established guidelines to ensure proper procedures and controls are in place to address those situations required by law when we must disclose nonpublic personal information about you.

This consumer data protection/privacy statement serves as a reference guide for consumers, customers, bank staff, and management regarding the protection of your data and your privacy.

Accuracy of Information

Every effort is made to ensure that our records with your information are complete and correct. If an error is noted on your statement or in any other communication from us, please contact us.

The Collection and Use of Information

We need to collect information about you to conduct our business relationship; however, in order to protect your information, we maintain and enforce strict security procedures.

We collect nonpublic personal information about you from various sources, including:

  • Information we received from you on applications or other forms;
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

For example, we may share information regarding:

  • Servicing or processing of a financial product or service that you request or authorize
  • Maintaining or servicing your credit card account with another entity as part of a private label credit card program or other extension of credit
  • Your credit in accordance with the Fair Credit Reporting Act
  • Compliance with any and all laws or civil or criminal investigations
  • Reponse to judicial process
  • Protection for you against potential fraud or unauthorized transactions

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

We collect only the information necessary to deliver quality products and services to our customers. Only authorized and trained employees have access to customer information. We also are continually assessing new technology, as it becomes available, to continue to best protect your privacy.