Rev. 2/1/2010
FACTS WHAT DOES MERAMEC VALLEY BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and date of birth
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Meramec Valley Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Meramec Valley Bank share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes—
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes—
information about your creditworthiness
No We don't share
For our nonaffiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 636-230-3500 or go to www.meramecvalleybank.com
Who we are
Who is providing this notice? Meramec Valley Bank
What we do
How does Meramec Valley Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Meramec Valley Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account and deposit money
  • Apply for a loan
  • Use your credit or debit card
  • Make a wire transfer

We also collect your personal information from others, such as credit bureaus.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information

We collect only the information necessary to deliver quality products and services to our customers, or as required by banking regulations. Protecting your privacy is a priority. We use state-of-the-art technology to safeguard confidential data, and only authorized and trained employees have access to customer information.