Certificate of  Deposit 1        
Certificate Terms Minimum Balance Interest Rate Annual Percentage Yield (APY)2
3 Month  $1000 0.5987% 0.60%
6 Month  $1000 0.9466% 0.95%
 $75,000 0.9963% 1.00%
 $150,000 1.0459% 1.05%
9 Month  $1000 1.2442%

1.25%

12 Month  $1000

1.2442%

 1.25%
 $75,000 1.2937% 1.30%
 $150,000 1.3432% 1.35%
18 Month  $1000 1.3927% 1.40%
24 Month  $1000 1.5905% 1.60%
30 Month  $1000 1.6893% 1.70%
36 Month  $1000 1.8866% 1.90%
48 Month  $1000 2.1329% 2.15%
60 Month  $1000 2.3787% 2.40%

Home Field Advantage CD3 Minimum Balance Interest Rate APY2
6 Month  $1000 1.0955% 1.10%
 $75,000 1.1451% 1.15%
 $150,000 1.1946% 1.20% 
12 Month  $1000

1.3927%

 1.40%
 $75,000 1.4422%  1.45% 
 $150,000 1.4916%  1.50% 
       
All-Star CD4 Minimum Balance Interest Rate  APY2
 6 Month $30,000 1.1946%  1.20% 
   $75,000 1.2442% 1.25% 
   $150,000 1.2937%  1.30% 
 12 Month  $30,000 1.4916% 1.50% 
   $75,000

1.5411% 

 1.55% 
   $150,000 1.5905%  1.60% 

Other Savings Accounts5  
Money Market6 Minimum Balance Interest Rate APY2
 $5000 0.4989% 0.50%
 $10,000 0.5984% 0.60%
 $25,000 0.6978% 0.70%
 $50,000 0.8963%  0.90% 
   $250,000 1.1935% 1.20%

Savings Accounts7 Minimum Balance Interest Rate APY2
Regular Savings  $100 0.4991% 0.50%
Little League Savings (UTMA)  $0 0.4991% 0.50%
     
Rates Effective 2/09/2010    
       

1.Interest is paid every three months.  CD's renew automatically.  There is a substantial penalty for early withdrawal.  2.The APY is the result of compounded interest.  3.Home Field Advantage Rates available for primary market customers - inquire regarding eligibility.  4.All-Star Rates available to customers who maintain balances of $7500 in a new or existing checking, savings, or money market.  5.Rates on variable accounts may change after account is opened.  Fees could reduce the earnings on the above accounts.  6.Interest is paid every month.  7.Interest is paid every three months.