Certificate of  Deposit 1        
Certificate Terms2 Minimum Balance to obtain APY Interest Rate Annual Percentage Yield (APY)3
3 Month  $1000 0.1499% 0.15%
6 Month  $1000 0.1999% 0.20%
9 Month  $1000 0.2498%

0.25%
12 Month  $1000

0.3495%

 0.35%
18 Month  $1000 0.3994% 0.40%
24 Month  $1000 0.4991% 0.50%
36 Month  $1000 0.6484% 0.65%
48 Month  $1000 0.8473% 0.85%
60 Month  $1000 1.0955% 1.10%
 All-Star CD4      
 6 Month          $25,000  0.2997%  0.30%
   $100,000  0.3495%  0.35%
 12 Month  $25,000  0.4492%  0.45%
   $100,000  0.4991%  0.50%
 

 

Other Savings Accounts6  
Money Market5 Minimum Balance to obtain APY Interest Rate APY3
 $5000 0.1499% 0.15%
 $10,000 0.1499% 0.15%
 $25,000

0.1998%

 0.20%
 $50,000 0.2497%  0.25% 
   $250,000 0.3494% 0.35%
 

Savings Accounts7 Minimum Balance to obtain APY Interest Rate APY3
Regular Savings  $300 0.1000% 0.10%
Little League Savings (UTMA)    $100 0.1000% 0.10%
       
Interest Checking5  $1,000 0.0800%  0.08% 
       
       
Rates Effective    5/3/2013    
 

1.Interest is paid every three months.  CD's renew automatically.  There is a substantial penalty for early withdrawal.  2.Minimum to open is $1000.  3.The APY is the result of compounded interest. 4.All-Star Rates available to customers who maintain balances of $5000 in a new or existing checking, savings, or money market.  Minimum to open is $25,000.  5.Interest is paid every month.  Minimum to open is $5000.  6.Rates on variable accounts may change after account is opened.  Fees could reduce the earnings on the above accounts.  7.Interest is paid every three months.  Minimum to open is $100.