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Disclosures

Terms of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.

This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank’s agreements and disclosures, the agreements and disclosures will control.

From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page.

The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate, however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the state of Missouri.

 

FDIC Insurance 

FDIC Deposit Insurance Coverage

Meramec Valley Bank deposits are FDIC insured. All deposits are insured up to the maximum deposit insurance amount of $250,000 for each deposit ownership category. You may qualify for more than $250,000 in coverage if you own deposit accounts in different ownership categories. To estimate your deposit insurance coverage, click here.

FDIC Loans & Mortgages

Our expert loan & mortgage team is here to help design a custom loan to fit your budget and help make your dreams a reality. Our friendly service will make the process seem easy. To better prepare yourself and to help determine what loan would be best for you, click here.

FDIC Identity Theft and Fraud

Your financial safety is one of our top priorities. Is it one of yours? There are many things you can do as individual. Learn how to protect yourself, click here.  

FDIC Home Page

 

Additional Disclosures 

USA Patriot Act

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT WITH MERAMEC VALLEY BANK.

To help the government fight the funding of terrorism and money laundering activites, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

This federal requirement applies to all new and current customers. This information is used to assist the United States government in the fight against funding of terrorism and money-laundering activities.

Unlawful Internet Gambling Enforcement Act of 2006

Restricted transactions are prohibited from being processed through your account with Meramec Valley Bank.  A restricted transaction is any transaction connected with participation in unlawful Internet gambling.