Skip to Content
Close Icon

Business Loans

We believe we have a niche in small business loans in West St. Louis County. We appreciate the time, energy, and effort it takes to run a business, and therefore we are sensitive to your needs. Rather than offering a selection of boxed products, we tailor our business loans to the specific needs of each customer. Whether you are right around the corner in Ellisville or Valley Park, in a nearby area like Ballwin, Fenton or Chesterfield, or farther away in another area of St. Louis we will tailor our services to fit your needs. We are small business experts who are still lending to Main Street!

Lines of Credit*

Meramec Valley Bank has lines of credit that can provide your business with working capital to fund the short term needs of your operation. Our lines of credit can be used to fund payroll, purchase inventory, or launch a new marketing plan. Lines of credit can be set up to support one time needs, fund recurring seasonal short falls, or provide permanent revolving lines of credit to finance accounts receivable and inventory while your operation grows. Amounts can vary. Upon approval, your company will have easy access to a predetermined pool of money. Access to these funds is simple; just call or use our Internet Banking service, and the funds will be credited to your Meramec Valley Bank checking account. One of our loan officers will be happy to help you determine the best loan amount or cash management service to support your business.

Equipment and Expansion Loans*

Meramec Valley Bank can help you purchase that new piece of equipment that your business needs to enhance operations. From a backhoe to a box truck to a new computer system, purchasing and repayment terms can be tailored to best fit your specific needs.

Small Business Administration Loan*

Over the years Meramec Valley Bank has helped many customers tap into the assistance offered by the SBA. We are an approved SBA Express lender and can assist with typical SBA 7(a) loans as well as the SBA 504 loan program to fund long term fixed assets such as equipment & owner occupied real estate. If your business could benefit by the support of an SBA loan, we can assist you with a loan Guaranteed by the SBA. Click here for a direct link to the SBA Website.

 *Credit Approval Required.

Select Online Account